YouRulz - Fantasy Sports Your Way

Terms and Conditions

YouRulz™ Terms of Service

Welcome to YouRulz! YouRulz is a fantasy sports platform that allows you to create customizable season long fantasy Contests! Before using YouRulz, please take some time to carefully read our Terms of Service below (“Terms,” or “Agreement”). The Terms below constitutes a binding contract between you and YouRulz.

1. Acceptance of Terms

The YouRulz.com website ("Site") and application/app (collectively, the "Service") — which include all of the text, images, audio, code and other material they contain or provide (collectively, the "Content") and all of the features, contests and other services they provide — are owned and operated by YouRulz, Inc. ("YouRulz"). By using the website www.YouRulz.com (including all the areas available through such website, collectively, the “Site”), downloading the YouRulz mobile application (“App”), and/or using the various fantasy sports services (collectively, such services, including any new features and applications, together with the Site, the “Services”) offered by YouRulz Inc., a Florida corporation, (together with its parents, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors – collectively “YouRulz,” “we,” “us,” and/or “our”), in any manner, including, but not limited to, visiting or browsing the Services or contributing content, information, or other materials or services to the Services, you, the user (collectively “Users,” or “you”), acknowledge and agree to these legally binding Terms. You also agree to the YouRulz Privacy Policy and all other operating rules, policies, and procedures that may be published on the Services by YouRulz, which are incorporated by reference. The YouRulz Privacy Policy, which describes how we collect and use information from our Users, is available at https://www.YouRulz.com/privacy-policy (“Privacy Policy”).

You agree to use the Services only for lawful purposes, and that you are responsible for your use of the Services and communications with us, all of which must comply with these Terms.

You hereby represent and warrant that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations and warranties set forth in these terms and to abide by and comply with these terms.

2. Modification to Terms of Service.

YouRulz may, at its sole discretion, change these Terms, including the YouRulz Privacy Policy, from time to time. If changes to the Terms occur, we will notify you by posting the updated terms on the Site or by email to the email affiliated with your account. Updated versions of the Terms will never apply retroactively and the updated Terms will give the exact date they go into effect. Significant changes will go into effect no less than 30 days after we notify you. For the avoidance of doubt, ongoing Contests (as further defined below) shall be subject to the version of the Terms that is in effect at the start of the Contest. It is your responsibility to check the Terms periodically for changes. Your continued use of the Services following the posting of any changes to the Terms means you accept those new terms. In addition, some services offered through the Service may be subject to additional terms and conditions adopted by YouRulz. Your use of those services means you agree to be subject to those additional terms and conditions, which are incorporated into these Terms by this reference.

YouRulz reserves the right to modify, suspend, or discontinue the Services (including, but not limited to, the availability of any feature, database, or Content), whether temporarily or permanently at any time for any reason. You agree that YouRulz shall not be liable to your or to any third party for any modification, suspension, or discontinuation of the Services. YouRulz may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

3. YouRulz Account

Creating Your YouRulz Account

You may view Content (as further defined below) on the Site or App without registering for an account, but as a condition of using certain aspects of the Services, including entering Contests and communicating with your league through the Site or App, you are required to create a YouRulz account (“Account,” as further defined below). You must be at least eighteen (18) years of age to open a YouRulz account for any Paid Entry leagues. You must be at least thirteen (13) years of age to open a YouRulz account for any Free Leagues.

To sign up for an Account, you must submit a username, password, mailing address, phone number, and date of birth. You must provide accurate, complete, and updated contact information, identification details, and any other form of authentication that YouRulz may request in its sole discretion. To enter Contests that require you to make deposits, you may be required to submit your social security number. You must provide us with accurate and complete information when if, at any time, your account information changes.

You may not use a username that promotes a commercial venture or a username that YouRulz in its sole discretion deems offensive. YouRulz may require you to change your username or may unilaterally change your username. YouRulz may require you to change your username or may unilaterally change your username.

You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities, charges, and damages that occur under your account. It shall be a violation of these Terms of Service to allow any other person to use your account to participate in any Contest. If you discover any unauthorized use of your account, or other known account-related security breach, you must report it to support@YouRulz.com immediately. You agree that you are responsible for anything that happens through your account until you close your account or prove that your account security was compromised due to no fault of your own. YouRulz cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

One Account

Each individual user may establish only one (1) Account. For avoidance of doubt, users may not “co-own” accounts on the Service. In the event YouRulz discovers that you have opened more than one account, in addition to any other rights that YouRulz may have, YouRulz reserves the right to suspend or terminate any or all of your accounts and terminate, withhold, or revoke the awarding of any prizes.

Purpose of Account

You agree that the sole and specific purpose of creating an account on YouRulz is to participate in fantasy sports Contests. YouRulz shall be entitled to suspend, limit, or terminate your account if we determine, in our sole discretion, that you are depositing funds without the intention of using them in Contests on the Service. In such circumstances, we may also report such activity to relevant authorities.

4. Eligibility

Generally, you may have access to Free Leagues or Premium Free leagues (as further defined below) in any jurisdiction. There are restrictions, however, on who may have access to Paid Entry leagues (as further defined below), and where those persons may access the Paid Entry Leagues. This Eligibility section applies to Paid Entry Leagues.

You must also be at least eighteen (18) years of age to participate in Contests or win prizes offered through YouRulz Paid Entry leagues. In jurisdictions, territories, and locations where the minimum age for permissible use of Paid Entry Leagues is greater than eighteen (18) years old, you must meet the age requirement in your local jurisdiction or territory. To enter a Paid Entry League, you must be at least nineteen (19) years of age if you are a legal resident of Alabama or Nebraska or twenty-one (21) years of age if you are a legal resident of Massachusetts. Legal residents physically located in any of the fifty (50) states and Washington, DC, excluding Alabama, Arizona, Delaware, Hawaii, Idaho, Iowa, Louisiana, Montana, Nevada, and Washington (the “Prohibited States”) and Colorado, Indiana, Mississippi, Missouri, New York, Tennessee, and Virginia (the “Legislated Omitted States”) (collectively with the Prohibited States, the “Excluded States”) are eligible to open an account and participate in Paid Entry League Contests offered by YouRulz.

Legal residents of the Excluded States are eligible to open and maintain accounts on the Site for use only in games that do not offer prizes. However, legal residents of Alabama, Delaware, or Idaho who are physically located outside of the Excluded States are eligible to deposit funds, enter Contests and earn prizes offered by YouRulz. Moreover, YouRulz will begin offering Paid Entry League Contests in the Legislated Omitted States upon obtaining proper licensing in each state. Please check these Terms for updates on included states.

By depositing money or entering a Paid Entry League Contest, you are representing and warranting that:

you are of 18 years of age or older (or the minimum age for permissible use in your local jurisdiction)
you are a citizen or resident of the United States of America and that you have an address in the United States of America;
at the time of deposit or game entry you are physically located in a jurisdiction in which participation in the Contest is not prohibited by applicable law or these Terms;
you are not listed on any U.S. Government list of prohibited or restricted parties;
you will abide at all times by these Terms of Service and any other agreements between you and YouRulz regarding your use of the Service or participation in games;
when depositing funds or entering a paid Contest, you are not physically located in of any of the Excluded States;
you are not subject to backup withholding tax because: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding.
When entering any Contest that awards prizes, you are not an Employee, Immediate Family Member, or operator of YouRulz or any other daily fantasy site that charges entrance fees or offers cash prizes
You do not, by virtue of affiliation with another daily fantasy site, have access to the site’s pre-release non-public confidential data about Contest-related information.

YouRulz employees may use the Service for the purpose of testing the user experience, but may not withdraw money or prizes. Relatives of YouRulz employees with whom they share a household are not eligible to participate in paid Contests unless they are Free or Premium Free Contests with other YouRulz employees or household members. YouRulz consultants or promoters of the Service may play in Contests without such limitation, but only if (i) their arrangement with YouRulz does not permit them to have any access to non-public Service data or any other data not made available to all players on the Service and (ii) they do not receive any other advantages in their play on the Service.

If YouRulz determines that you do not meet the eligibility requirements of this section, then you are not authorized to use the Service. YouRulz may require you to provide proof that you are eligible to participate according to this section prior to receiving a prize. This includes by requesting that you fill out an affidavit of eligibility or other verification information. If YouRulz otherwise determines that you do not meet the eligibility requirements of this section, in addition to any rights that YouRulz may have in law or equity, YouRulz reserves the right to terminate your account, withhold or revoke the awarding of any prizes associated with your account or limit your ability to withdraw. In such a situation, YouRulz may pay out any withheld or revoked prizes to the other entrants in the relevant Contest in a manner consistent with the prize structure of the Contest, to be precisely determined by YouRulz in its sole discretion. YouRulz also reserves the right to withhold revoked prizes to use in furtherance of its fraud prevention or anti-money laundering efforts.

5. Availability of the Services

You acknowledge that there may be interruptions in service or events that are beyond our control. While we use reasonable efforts to keep the Services accessible, the Services may be unavailable from time to time for any reason including, without limitation, system down time for routine maintenance. You further understand that there may be interruptions in service or events on third-party sites that may affect your use of the Services and that are beyond our control to prevent or correct. Interruptions in the Services that are beyond our control shall not serve as a basis to demand a full or partial refund of any prepaid fees.

YouRulz may limit access, via technological means, to the Site and the services in the Excluded States. If you attempt to deposit money into an Account or play in any Contest in which a prize is awarded while located in an Excluded State, you will be in violation of the law of such Excluded State and these Terms, and subject to having your Account suspended or terminated. You hereby agree that we cannot be held liable if laws applicable to you restrict or prohibit your participation. We make no representations or warranties, implicit or explicit, as to your legal right to participate in any service offered nor shall any person affiliated, or claiming affiliation, with us have authority to make any such representations or warranties. We do not intend that the Site or App and the services offered thereon to be used by persons present in jurisdictions in which the playing of fantasy sports Contests may be prohibited or restricted.

6. Contests

After you create an account, you will be able to visit the Site or App and view the games available for entry (“Contests”). While some Contest may be free to enter, certain Contests on the Site or App will require an entry fee. It is your responsibility to know and understand the rules and required entry fees for any given Contest.

YouRulz fantasy sports leagues consist of a series of individual leagues, each requiring a minium of 3 participating players to be eligible to draft (each, an "Individual League"). YouRulz offers three categories of leagues for Contests – Free Leagues, Premium Free Leagues, and Paid Entry Leagues.

Free Leagues – Free leagues are totally free. League Commissioners (Users who create Contests) can customize the Contest rules and scoring with all features other than real-time swaps. Users in free leagues will pay nothing. Cash prizes are not issued by our system.
Premium Leagues - Premium Leagues are available to players who have paid a (1) time charge per season per sport for the Premium Subscription of $50.00. Premium League Commissioners can customize the Contest rules with all of the features of the Free Leagues and have access to enhanced features like our patent-pending real-time player/driver swap option. Users in our Premium Leagues do not pay to enter Contests. Cash prizes are not issued by our system.
Paid Entry Leagues – Paid leagues are our most popular format. League Commissioners can customize the Contest rules and scoring, set the entry fee amount, and the prizes. YouRulz collects league dues from each User as they join the Contest. Residents of the following states cannot participate in Paid Entry Leagues: Alabama, Arizona, Connecticut, Delaware, Hawaii, Idaho, Indiana, Iowa, Louisiana, Maine, Massachusetts, Mississippi, Missouri, Montana, Nevada, New Jersey, New York, Pennsylvania, Tennessee, Vermont, Virginia, and Washington.

Please note that you must meet all eligibility requirements and otherwise comply with any other applicable rules to be eligible to win a prize. In particular, due to restrictions in state law, residents of the Excluded States are not eligible to participate in our Paid Entry Leagues.

Entry Fee

Paid Entry League Contests each have an entry fee listed in US dollars. The entry fee may vary from Contest to Contest. When you choose to enter a Paid Entry League Contest and complete the entry process, the requisite entry fee will be debited from your YouRulz account. All payments are final. No refunds will be issued.

Subscription fees for the Premium Subscription give you access to the Premium Free League features from the time you sign up through the end of the sports current regular season. Please note that your payment for a Premium Subscription is nonrefundable and nontransferable. Once the payment is processed you may not cancel your Premium Subscription.

Conditions for Entry

To be eligible to enter any Contest or receive any prize, the you may be required to provide YouRulz with additional documentation and/or information to verify your identity as the account holder, and to provide proof that all eligibility requirements are met. In the event of a dispute as to the identity or eligibility of an account holder, YouRulz will, in its sole and absolute discretion, utilize certain information collected by YouRulz to assist in verifying the identity and/or eligibility of such account holder.

In the event of a dispute regarding the identity of the person submitting an entry, the entry will be deemed submitted by the person in whose username the entry was submitted, or if possession of the username itself is Contested and in YouRulz’s opinion sufficiently uncertain, the name in which the email address on file was registered with the email service provider. YouRulz reserves the right not to award a prize to an individual it believes in its sole discretion did not submit the winning entry.

YouRulz employees (“Employees”) and Immediate Family Members (an “Immediate Family Member” means any domestic partner and relative of the employee who resident at an employee’s residence, including but not limited to parents, grandparents, in-laws, children, siblings, and spouses) are not permitted to play in any Paid Entry League Contest hosted on the Site or App; provided, however, Employees and Immediate Family Members are permitted to play in Free or Premium Free League Contests.

By entering a Contest, entrants agree to be bound by these Rules and the decisions of YouRulz, which shall be final and binding in all respects. YouRulz, at its sole discretion, may disqualify any entrant from a Contest, refuse to award benefits or prizes and require the return of any prizes, if the entrant engages in conduct or otherwise utilizes any information YouRulz deems to be improper, unfair or otherwise adverse to the operation of the Contest or is in any way detrimental to other entrants. These Terms prohibit entering a Contest if the entrant is:

Except as otherwise stated in the Eligibility section above, a YouRulz Employee or an immediate family member of such employee;
An employee or operator of any daily fantasy site including any that charges entrance fees or offers prizes, and any Immediate Family Member of any such person;
Accessing or has had access to any pre-release, confidential information or other information that is not available to all other entrants of a Contest and that provides the entrant an advantage in such a Contest, including any information from any daily fantasy sport site or information from a sports governing body (e.g., pre-release injury information) (“Pre-Release Data”);
An employee of a sponsor, consultant, or supplier of YouRulz or any other daily fantasy sports Contest provider that has access to Pre-Release Data or otherwise receives an advantage in the entrant’s participation in a Contest;
An employee, operator or consultant to a sports governing body where such employee, operator or consultant is prohibited from participating in applicable Contests by such governing body;
A professional or amateur athlete, sports agent, coach, team owner, team employee, referee or league official or employee, or an immediate family member a professional or amateur athlete, sports agent, coach, team owner, team employee, referee or league official or employee if the Contest is in the sport in which they are associated; or
A person prohibited from participating pursuant to court order.

In addition, conduct that would be deemed improper also includes, but is not limited to:

Falsifying any personal information required to create an account at the Site, or to enter a Contest or claim a prize;
Unauthorized use of any third party’s Account;
Creating multiple Account;
Dealing, in any way, with any third party who may be able to influence the outcome of any Contest;
Any attempt to tamper with, manipulate or influence the Services, software, or any security measure;
Engaging in any type of financial fraud including unauthorized use of credit instruments to enter a Contest or claim a prize;
Colluding with any other individual(s) or engaging in any type of syndicate play;
Any violation of Contest rules or the Terms of Service;
Using a single Account to participate in a Contest on behalf of multiple entrants or otherwise collaborating with others to participate in any Contest;
Using automated means (including but not limited to scripts and third-party tools) to interact with the Site or App in any way (this includes, but is not limited to: creating a Contest, entering a Contest, withdrawing from a Contest, creating a lineup, and editing a lineup);
Using automated means (including but not limited to harvesting bots, robots, parser, spiders or screen scrapers) to obtain, collect or access any information on the Site or App or of any User for any purpose; or
Abusing the Site in any way.

Users further acknowledge that the forfeiture and/or return of any prize shall in no way prevent YouRulz from pursuing criminal or civil proceedings in connection with such conduct.

Indemnification for Contest Entry

By entering into a Contest or accepting any prize, entrants, including but not limited to the winner(s), agree to indemnify, release and to hold harmless YouRulz, its parents, subsidiaries, affiliates and agents, as well as the officers, directors, employees, shareholders and representatives of any of the foregoing entities, from any and all liability, claims or actions of any kind whatsoever, including but not limited to injuries, damages, or losses to persons and property which may be sustained in connection with participation in the Contest, the receipt, ownership, use or misuse of any prize or while preparing for, participating in and/or travelling to or from any prize related activity, as well as any claims based on publicity rights, defamation, or invasion of privacy. YouRulz may, in its sole and absolute discretion, require the account holder to execute a separate release of claims similar to the one listed above in this Paragraph as a condition of being awarded any prize or receiving any payout.

Contest of Skill – Paid Entry Contests

Paid Entry Contests offered on the Site or App are Contests of skill. YouRulz offers customizable season long Contests. Draft rules, player rankings, entry fees and scoring may differ from Contest to Contest. Each of our Contests are governed by specific rules, as may be modified from time to time, which are set forth in the Contest official rules and are incorporated into these Terms by this reference. Winners are determined by the objective criteria described in the Contest deadline, roster, Rules, scoring, and any other applicable documentation associated with the Contest. From all entries received for each Contest, winners are determined by the individuals who use their skill and knowledge of relevant sports information and fantasy sports rules to accumulate the most points according to the corresponding scoring rules. The Site, App, and Contests may not be used for any form of illicit gambling.

Contest Results

Prizes will only be awarded if a Contest is run. We reserve the right to cancel Contests at any time. In the event of a cancellation, all entry fees will be refunded to the customer except as specifically provided in these Terms of Service.

The players in each Contest who accumulate the most fantasy points and comply with eligibility requirements and applicable rules will win prizes as set out in the posted Contest details. In the event of a tie, prizes are divided evenly amongst the participants that have tied.

After each Contest ends, the tentative winners are announced (generally by the following day) but remain subject to final verification. Winners may be requested to return via email or regular mail an affidavit of eligibility, a publicity agreement and appropriate tax forms by a specified deadline. Failure to comply with this requirement can result in disqualification. Any prize notification returned as undeliverable may result in disqualification and selection of an alternate winner. In addition, a list of winners and winner's names for each public Contest may be obtained by writing to: YouRulz, Inc. 111 North Orange Avenue, Suite 800, Orlando FL 32801.

Once winners are selected and prizes are awarded, the scoring results will not be changed regardless of any official adjustments made by the professional leagues, though we reserve the right to make adjustments based on errors or irregularities in the transmission of information to us from our stats provider or in our calculation of results.

Prizes

Contest prize payouts will be published with the creation of each new Contest (“Contest Prize Table”).

Prizes will be awarded as soon as reasonably practicable following the conclusion of each Contest. The prizes available for each Contest are published in the respective Contest Prize Table.

No substitution or transfer of prize is permitted except at our sole discretion. All prizes are awarded AS IS and WITHOUT WARRANTY OF ANY KIND, express or implied, (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose) by us. If any legal authority challenges the award and/or your receipt of a prize for winning a Contest, YouRulz reserves the right in its sole discretion to revoke, cancel, suspend, substitute, or modify the award of such prize. In all disputes arising out of the determination of the winner of YouRulz Contests, YouRulz Inc is the sole judge and its actions are final and binding.

You acknowledge and agree that should we, in our sole and absolute discretion, determine that you did not comply with and or adhere to the Terms of Service, in any way, we may disqualify you from any Contest entered, in which case any prizes awarded to you as a result of said Contest will be immediately forfeited. You agree to cooperate with our efforts to reverse payments.

All monetary winnings will be deposited directly into your Account. Any amounts that are mistakenly credited as winnings to your Account remain our property and will automatically be transferred from your Account upon confirmation of the error. Any winnings mistakenly credited to your Account that have been withdrawn by you before confirmation of the error will constitute a debt owed by you

Contest Statistics and Live Scoring

To the extent that we offer 'live' statistics during gameplay, all 'live' statistics and other information provided through the Site or App and related information sources are unofficial. Live sports statistics and their respective components are offered for informational and/or entertainment purposes only and are not used to determine the results of our Contests. While YouRulz and the third parties used to provide the Services use reasonable efforts to include accurate and up-to-date information, neither YouRulz nor its third-party providers warrant or make any representations of any kind with respect to the information provided through the Site or App and related information sources. YouRulz and its third-party providers shall not be responsible or liable for the accuracy, usefulness, or availability of any information transmitted or made available via the Site or App and related information sources, and shall not be responsible or liable for any error or omissions in that information.

7. Contest Disqualification and Cancellation

You may withdraw from any Contest entered, at any time, prior to either the acceptance by us of the final Contestant’s entry, or the commencement of the Contest, whichever is sooner. If you timely cancel an entry, your entry fee will be refunded back into your Account. YouRulz has no obligation to honor cancellation requests received after the start of a Contest.

NO REFUND

Deposits made on our site will appear on your statement as YOURULZ. All payments are final. No refunds will be issued. In the event of a dispute regarding the identity of the person submitting an entry, the entry will be deemed submitted by the person in whose name the account was registered.

Disqualification and Cancellation by YouRulz

Participation in each Contest must be made only as specified in the Terms of Service. Failure to comply with these Terms of Service will result in disqualification and, if applicable, prize forfeiture.

YouRulz, in its sole discretion, may disqualify you from a Contest or the entire Service, refuse to award fantasy points or prizes and require the return of any prizes, or suspend, limit, or terminate your account if you engage in conduct YouRulz deems, in its sole discretion, to be improper, unfair, fraudulent or otherwise adverse to the operation of the Service or in any way detrimental to other users. Improper conduct includes, but is not limited to: falsifying personal information, including payment information, required to use the Service or claim a prize; violating eligible payment method terms, including the terms of any cash rewards payment card, violating any of these rules, accumulating points or prizes through unauthorized methods such as unauthorized scripts or other automated means; tampering with the administration of the Service or trying to in any way tamper with the computer programs associated with the Service; obtaining other entrants’ information and spamming other entrants; and abusing the Service in any way; or otherwise violating these Terms of Service. You acknowledge that the forfeiture and/or return of any prize shall in no way prevent YouRulz from informing the relevant authorities, and/or pursuing criminal or civil proceedings in connection with such conduct.

We reserve the right, in our sole discretion, to cancel or suspend any Contest (or any portion thereof) for any reason whatsoever, including but not limited to, the safeguarding of the administration, security, fairness, integrity or proper operation of the Contest (or any portion thereof). This section specifically includes when a Contest Prize Table has been tampered with. We may provide you with notification of such cancellations or suspensions, but will not be obliged to do so. In the event that a Contest is cancelled altogether, no Contest entry fee will be payable by you and any amounts that were to be used for the purpose of entering the Contest will once again be made available to you via your account.

8. Deposits and Withdrawals

Payment

Creating a YouRulz account is free. However, there are associated fees for certain Contests and Account types. When you use a service that has a fee you will have an opportunity to review and accept the fees that you will be charged.

To pay for such services, you must provide YouRulz with the information necessary to process such order including, but not limited to, your billing address, payment method, Social Security Number, driver’s license. You agree to pay YouRulz the charges incurred in accordance with these Terms and applicable pay services. If you dispute any charges, you must inform YouRulz in writing within thirty (30) of being billed by YouRulz. If our fees ever change, the changes to fees are effective after we provide you with notice by posting the changes on the Services or by email.

Deposits

To participate in Paid Entry Contests, you will be required to deposit funds into your Account by any of the methods permitted on the Site. Such funds will be deposited into your Account upon actual receipt of the funds by YouRulz. Minimum and maximum limits may be applied to deposits into your Account, depending upon your history with the Site, the method of deposit, state-imposed deposit limits, and other factors as determined solely by YouRulz. We are not a bank and funds are not insured by any governmental agency. No interest is payable on amounts on deposit in your Account. All payments into your Account must be from a payment source on which you are the named account holder. It shall be a violation of these Terms for you to submit payment using any payment method that you are not the named account holder. In addition, to be eligible to deposit money into your Account and play in Contests that award prizes, you must not be subject to backup withholding tax from the IRS.

If any deposit is charged back any winnings generated from YouRulz Contests shall be invalidated, forfeited and deducted from your Account balance. In addition, the amount of the initial deposit will be invalidated, forfeited and deducted from the Account balance. YouRulz reserves the right to close your account – without notice – should a deposit be charged back.

By depositing funds or entering paid Contests, you agree to provide us with a valid mailing address, date of birth and social security number and any other information we may require in order to run appropriate identity checks and comply with applicable rules and regulations. If necessary, you may be required to provide appropriate documentation that allows us to verify you. While your account is pending verification, you may be able to deposit funds into your account and participate in Contests, but you will not be able to withdraw any funds from your account until verification is complete. If we are unable to verify you, we reserve the right to suspend your account and withhold any funds until such time as we have been able to successfully verify you.

We also may conduct checks for Terms compliance, including anti-fraud checks on playing patterns and deposits prior to processing a withdrawal, and we may request additional information before permitting a withdrawal. If YouRulz requests that an entrant completes and executes such an affidavit and the entrant fails to do so within ten (10) days, or YouRulz otherwise determines that the entrant does not meet the eligibility requirements or is not in compliance with these Terms, YouRulz reserves the right to terminate the entrant’s account and withhold or revoke the awarding of any prizes associated with such account. In such a situation, YouRulz may pay out any withheld or revoked prizes to the other entrants in the relevant Contest in a manner consistent with the Rules of the Contest.

Account for Deposited Funds

When you make a deposit, or earn winnings, your deposits and winnings after Contests are completed are held in a separate, segregated bank account (the "Segregated Account") held by YouRulz Special Purpose, LLC, a legally separate and independent subsidiary of YouRulz, Inc. Withdrawals which will be made from this Segregated Account, and checks issued from the Segregated Account, may bear the names of YouRulz Special Purpose, LLC. Vendors, players, and creditors shall be aware that the funds in the Segregated Account are the property of YouRulz Special Purpose, LLC and do not belong to YouRulz Inc., and are not available to creditors of YouRulz Inc., except for players whose funds are held in such account. YouRulz, Inc. and YouRulz Special Purpose, LLC are prohibited from comingling funds held by YouRulz, Inc. and funds belonging to YouRulz Special Purpose, LLC held in the Segregated Account. These funds belong to you, subject to review for evidence of fraud, verification or other prohibited conduct as described above, and YouRulz may not use them to cover its operating expenses or for other purposes.

Players who believe that funds held by or their accounts with YouRulz Inc. have been misallocated, compromised or otherwise mishandled, may register a complaint with YouRulz, Inc. online by e-mailing support@YouRulz.com or in writing to YouRulz, Inc., 111 North Orange Avenue, Suite 800, Orlando FL 32801. YouRulz Inc. shall use its best efforts to respond to such complaints within ten (10) days. If YouRulz, Inc. determines that the relief requested in the complaint will not be granted, its response will set forth the specific reasons therefore. If more information is required for YouRulz Inc. to process the complaint, the response will note the form and nature of the necessary additional information needed.

Bonuses and Promotions

From time to time, YouRulz may provide you with promotional discounts or bonuses – for example, as an incentive to use YouRulz’s Services, to establish a YouRulz account or to refer others to sign up with YouRulz. Such promotional programs will be governed by their own terms and conditions which will be presented at the time of such promotions. Unless otherwise provided, promotional discounts are non-transferrable.

Withdrawals

You may request a withdrawal of funds from your available cash balance in your Account at any time. The minimum withdrawal is $0.01 U.S. dollars. Account holders with pending deposits must wait until those funds clear before requesting a withdrawal. Withdrawals shall only be provided via a check payable to you, or an ACH bank transfer to your account. YouRulz does not permit withdrawals to a bank card or credit card.

Entrants may withdraw their cash prize awards as well as cash deposits by using the "Withdrawal" option on the Site or App. You acknowledge that, in order to complete withdrawals. Entrants may be requested to complete an affidavit of eligibility and a liability/publicity release (unless prohibited by law) and/or appropriate tax forms and forms of identification as reasonably requested by YouRulz in order to complete the withdrawal of prizes. We also may conduct checks for Terms compliance, including anti-fraud checks on playing patterns and deposits prior to processing a withdrawal, and we may request additional information before permitting a withdrawal. Failure to comply with this requirement may result in disqualification and forfeiture of any prizes. Disqualification or forfeiture of any prizes may also occur if it is determined any such entrant did not comply with these Terms of Service in any manner.

Once per month, YouRulz, Inc. shall reconcile all liabilities owed to users and the sum of funds or credits in the Segregated Account and credits due to YouRulz, Inc. from credit card processors as of the end date of the immediately preceding month.

Processing of requested funds back may take up to five (5) business days; provided, however, YouRulz reserves the right to freeze your Account and/or delay a request for withdrawal of funds pending completion of any investigation of reported or suspected abuse by a user requesting withdrawal of funds. If you do not receive your withdrawal within five (5) business days, please contact customer support at support@YouRulz.com. Checks for withdrawal requests are processed within 14 business days, and are sent via U.S. Mail.

If your Account is closed by us for a violation of the Terms, we reserve the right to determine whether to declare as void any transaction placed by you. If a prize has been awarded on a closed account due to fraud YouRulz may withhold the prize, provided that the prize is then awarded to another participant in the Contest who would have won the prize had that user not participated. In such an event, we use your Account funds to defray the costs of administration and enforcement of the Terms.

U.S. Dollars

All deposits and withdrawals will be denominated in U.S. dollars unless otherwise expressly stated. If you make a deposit that is denominated in a currency other than U.S. dollars, please be aware that the funds will be converted into U.S. dollars by our Payment Processors (defined below) or your financial institution and you may be charged a service fee for such conversion. Please also be aware that our Payment Processors and/or your financial institution may use different conversion rates for deposit and refund transactions. The conversion rate used is not under our control and we recommend that you contact your financial institution directly for more information.

Taxation

All taxes associated with the receipt of any prize are the sole responsibility of the winner. In the event that the awarding of any prizes to winners of Contests is challenged by any legal authority, YouRulz reserves the right in its sole discretion to determine whether or not to award such prizes.

Each year all winners who have won $600 or more over the previous year must provide updated address and social security details to YouRulz. These details will be used to allow YouRulz to comply with tax regulations and may be shared with appropriate tax authorities. It is the policy of the Site, and in compliance with United States Internal Revenue Service regulations, YouRulz may be required to submit a Form 1099-MISC, Miscellaneous Income (Form 1099) with the Internal Revenue Service (IRS) or other appropriate form to any person who wins in excess of $600 (USD) on the Site (winnings less entry fees) in any given year. Depending on the jurisdiction in which you reside, YouRulz may require you to complete a Form W-9, Request for Taxpayer Identification Number (TIN) and Certification and/or additional tax forms. This information will be used to file the Form 1099 with the IRS. YouRulz reserves the right to withhold (from your existing account balance and/or from future net winnings) any amount required to be withheld by law. You remain solely responsible for filing and paying all federal and other taxes in accordance with the laws that apply in your local, state, province, and/or country of residence. YouRulz does not provide tax advice, nor should any statements in this agreement or on the Service be construed as tax advice.

Third-Party Payment Processor

YouRulz uses third-party electronic payment processors and financial institutions ("Payment Processors") to process deposits and/or payments for services or products offered via the Site or App. The information that we provide to and receive from these Payment Processors and the manner in which such information is used and disclosed is described in further detail in the YouRulz Privacy Policy. You irrevocably authorize us, as necessary, to instruct such Payment Processors to handle payments and you irrevocably agree that YouRulz may give such instructions on your behalf in accordance with your requests as submitted through the Site or App. You agree to be bound by the terms and conditions of each applicable Payment Processor, and in the event of a conflict between these Terms and the Payment Processors' terms and conditions, then these Terms shall prevail. You further agree that YouRulz is not liable for any loss caused by any unauthorized use of your credit card or other method of payment by a third party in connection with your use of the Site or App, except as a result of the gross negligence of YouRulz or its employees.

All payments will be processed through our corporate entity. YouRulz, Inc, a US Company or YouRulz Merchant Entity, LTD., a UK Company.

Descriptor : yourulz.com

9. Publicity

By entering a Contest, you consent to YouRulz’s and its service providers’ and business partners’ use of your name, voice, likeness, location and photograph in connection with the development, production, distribution and/or exploitation (including marketing and promotion) of the selected Contest and/or other YouRulz Contests and YouRulz generally, unless otherwise prohibited by law. YouRulz Inc and its business partners reserve the right to make public statements about the entrants and winner(s), on-air, on the Internet, or otherwise, prior to, during, or following the Contest. Entrants agree that YouRulz Inc may announce any winner's name on-air or on any of its websites or any other location at any time in connection with the marketing and promotion of YouRulz or other Contests or games operated by YouRulz. You agree that participation in and (where applicable) the winning of a prize in connection with a Contest constitute complete compensation for your obligations under this paragraph, and you agree not to seek to charge a fee or impose other conditions on the fulfillment of these obligations. The rules specific to certain Contests may contain additional publicity obligations or may require a written signature on a separate publicity waiver.

YOU FURTHER ACKNOWLEDGE THAT IF YOU ARE A WINNER IN A PUBLIC CONTEST, YOUR IDENTIFYING INFORMATION MAY BE DISCLOSED TO THIRD PARTIES INCLUDING, WITHOUT LIMITATION, HAVING YOUR NAME OR USERNAME PLACED A WINNERS' LIST.

10. Rules and Conduct

As a condition of use, you promise not to use the Services for any purpose that is prohibited by the Terms or law. The Services are provided only for your own personal, non-commercial use. You are responsible for all of your activity in connection with the Services.

You understand and agree that you will not use the Services to engage in the prohibited conduct below:

You shall not use the Services for any illegal purpose, or in violation of any local, state, national, or international law, including, without limitation, laws governing intellectual property and other proprietary rights, data protection and privacy, and import or export control;
You shall not post, store, send, transmit, or disseminate any information or material which infringes any patents, trademarks, trade secrets, copyrights, or any other proprietary or intellectual property rights;
You shall not attempt to use any method to gain unauthorized access to any features of the Services;
You shall not directly or indirectly decipher, decompile, remove, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Services, security-related features of the Services, features that prevent or restrict use or copying of any content accessible through the Services, or features that enforce limitations on use of the Services, except to the extent applicable laws specifically prohibit such restriction;
You shall not directly or indirectly modify, translate, or otherwise create derivative works of any part of the Services;
You shall not directly or indirectly copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder;
You shall not directly or indirectly take any action that constitutes unsolicited or unauthorized advertising or promotional material or any junk mail, spam, or chain letters; contains software viruses or any other computer codes, files, or programs that are designed or intended to disrupt, damage, limit, or interfere with the proper function of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any system, data, password, or other information of YouRulz or any third party; or that impersonates any person or entity, including any employee or representative of YouRulz;
You shall not directly or indirectly take any action that imposes or may impose (as determined by YouRulz in its sole discretion) an unreasonable or disproportionately large load on YouRulz’s or its third-party providers’ infrastructure; interfere or attempt to interfere with the proper working of the Service or any activities conducted on the Service; run Maillist, Listserv, or any form of auto-responder or “spam” on the Service; or use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Site; and
You shall not sell or otherwise transfer your profile.
You are prohibited from posting content that: is direct or specific threat of violence to others; is in furtherance of illegal activities; is harassing, hateful, libelous, defamatory, abusive, or constitutes spam; or is pornographic, predatory, sexually graphic, racist, offensive, harmful to a minor, or would otherwise violate the rights of any third party or give rise to civil or criminal liability.

If for any reason, YouRulz determines that you have failed to follow these rules, we reserve the right to prohibit any and all current or future use of the Services (or any portion thereof) by you. If we have reason to suspect, or learn that anyone is violating these Terms, we may investigate and/or take legal action as necessary including bringing a lawsuit for damages caused by the violation. We reserve the right to investigate and take appropriate legal action, including without limitation, cooperating with and assisting law enforcement or government agencies in any resulting investigations of illegal conduct.

ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE THE SITE OR APP OR UNDERMINE THE LEGITIMATE OPERATION OF ANY CONTEST IS A VIOLATION OF CRIMINAL AND/OR CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, YOURULZ RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

11. Termination of Usage

You may cancel your account at any time through your account settings or by sending us an email at support@YouRulz.com. Unless YouRulz is in breach of this Agreement and does not cure said breach within thirty (30) days of receiving written notice from you of an actual breach, identifying specifically the nature of the breach, you are not entitled to any refunds. We may suspend or cancel your account without notice or refund to you if you violate this Agreement. If your account is cancelled, YouRulz reserves the right to remove your account information along with any account settings from our servers with NO liability or notice to you. Once your account information and account settings are removed, you will not be able to recover this data and you will lose access to all of your content (except that content stored/published to third-party websites, that data will remain on said third-party websites pursuant to those website’s terms and conditions).

Following termination of your account, however, your license to use YouRulz’s Content automatically terminates, and YouRulz has no obligation to provide you with use of the Services. All provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. You acknowledge and understand that our rights regarding any content you submitted to the website before your account was terminated shall survive termination.

12. Advertisements and Third-Party Sites

The Services may contain third party advertisements and/or sponsorships. The advertisers and sponsors that provide these advertisements or sponsorships are solely responsible for insuring that the materials submitted for inclusion on the Services are accurate and that they comply with all applicable laws. We are not responsible for the acts or omissions of any sponsor or advertiser.

Additionally, the Services may permit you to link to other websites or resources on the internet. Links on the Services to third party websites, if any, are provided only as a convenience to you. If you use these links, you will leave the Services. The inclusion or integration of third-party services or links does not imply control of, endorsement by, or affiliation with YouRulz. Your dealings with third parties are solely between you and such third parties. You agree that YouRulz will not be responsible or liable for any content, goods or services provided on or through these outside websites or for your use or inability to use such websites. You will use these links at your own risk.

Without limiting the foregoing, your correspondence or business dealings with, participation in promotions of or purchases from, third parties found on or through the use of the Services, including payment for and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. You agree that YouRulz shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Services.

13. YouRulz Intellectual Property and User Content

Intellectual Property

Through the Site, email, and other media, the Services make accessible various content, including, but not limited to, videos, photographs, images, artwork, graphics, audio clips, comments, data, text, software, scripts, campaigns, other material and information, and associated trademarks and copyrightable works (collectively, “Content”). Users of the Services may have the ability to contribute, add, create, submit, distribute, facilitate the distribution of, collect, post, or otherwise make accessible Content.

YouRulz owns or in the process of registering trademarks for its many goods and services, including the YouRulz name and the associated graphics, logos and service marks and may not be used without prior written consent of YouRulz. All other trademarks, product names, and company names and logos appearing within the Site or App are the property of their respective owners.

Our Content

Our content is protected in many ways, including copyrights, trademarks, service marks, and other rights and laws. You agree to respect all legal notices, information, and restrictions contained in any content accessed through the Services. You also agree not to change, translate, or otherwise create derivative works based off our content.

You have a limited, revocable, non-exclusive, non-transferrable license to use the Services and our content solely for legally permitted activities related to our Services as outlined in these Terms.

User Content

We, including third party partners and our affiliates, may ask you for Feedback (as further defined below) on your experience with the Services. YouRulz shall become the owner of any reviews, comments, suggestions or other feedback regarding the Services posted to the Services or on YouRulz's social media pages (collectively, "Feedback") and it may share with any of its affiliates. YouRulz will not be required to treat any Feedback as confidential and will not be liable for any Feedback posted on the Services or elsewhere. Without limitation, YouRulz will have exclusive ownership of all present and future existing rights to the Feedback of every kind and nature everywhere and will be entitled to use the Feedback for any commercial or other purpose whatsoever, including to advertise and promote YouRulz, without compensation to you or any other person sending the Feedback. You specifically waive any "moral rights" in and to the User Content.

To the extent that you decide to post any content (“User Content”), including your profile information, photos, or Feedback, on the Services or on YouRulz's social media pages, you agree that your User Content will not contain third-party copyrighted material, or material that is subject to other third-party proprietary rights, unless you have permission from the rightful owner of the material or you are otherwise legally entitled to post the material and to grant YouRulz all of the license rights granted herein. You acknowledge that you are responsible for whatever material you submit, and you, not YouRulz, have full responsibility for the Feedback, including its legality, reliability, appropriateness, originality, and copyright. YouRulz may refuse to accept or transmit User Content. Additionally, YouRulz shall have the right to delete, edit, modify, reformat, excerpt, or translate any of your User Content.

14. Copyright and Trademark Notices

Copyright Policy

YouRulz complies with the Digital Millennium Copyright Act (DMCA). YouRulz will remove infringing materials in accordance with the DMCA if properly notified that Content infringes copyright. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify YouRulz's Copyright Agent by email at support@YouRulz.com or by mail to the address in the Contact section. Please do not send notices or inquiries about anything other than alleged copyright infringement or other intellectual property claims to our Agent for Notice. Your email must contain the following information (please confirm these requirements with your legal counsel, or see the U.S. Copyright Act, 17 U.S.C. §512(c)(3), for more information):

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an e-mail address;
a description of the copyrighted work that you claim has been infringed;
a description of where the material that you claim is infringing is located on the Services, sufficient for YouRulz to locate the material; your address, telephone number, and email address;
a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
a statement by you that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner's behalf.

If you fail to comply with these notice requirements, your notification may not be valid. Under the Copyright Act, any person who knowingly materially misrepresents that material is infringing or was removed or disabled by mistake or misidentification may be subject to liability.

In accordance with the Digital Millennium Copyright Act, YouRulz has adopted a policy of, in appropriate circumstances, terminating User accounts that are repeat infringers of the intellectual property rights of others. YouRulz also may terminate User accounts even based on a single infringement.

Counter-Notice

If you believe that your Content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent, or pursuant to the law, to post and use the material in your Content, you may send a written counter-notice containing the following information to the Copyright Agent: (1) Your physical or electronic signature; (2) Identification of the Content that has been removed or to which access has been disabled and the location at which the Content appeared before it was removed or disabled; (3) A statement that you have a good faith belief that the Content was removed or disabled as a result of mistake or a misidentification of the Content; and (4) Your name, address, telephone number, and email address, a statement that you consent to the jurisdiction of the federal court in Orange County, Florida, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. If a counter-notice is received by the Copyright Agent, YouRulz may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed Content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at YouRulz’s sole discretion.

Trademark Policy

The trademarks, service marks, and logos (collectively, “Trademarks”) used and displayed on the Services are registered and unregistered marks of YouRulz and others. Nothing on the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark. YouRulz aggressively enforces its intellectual property rights to the fullest extent of the law. YouRulz’s Trademarks may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site or App, without our prior, written permission. To request permission to use the Trademarks or Content on the Services, or any other YouRulz material, please contact us.

15. Warranty Disclaimer

YOURULZ DOES NOT WARRANT THAT YOUR ACTIVITIES OR USE OF THE SITE OR APP IS LAWFUL IN ANY PARTICULAR JURISDICTION AND, IN ANY EVENT, YOURULZ SPECIFICALLY DISCLAIMS SUCH WARRANTIES. YOU UNDERSTAND THAT BY USING ANY OF THE FEATURES OF THE SITE OR APP, YOU ACT AT YOUR OWN RISK, AND YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE THE SITE OR APP OR THE CONTENT. FURTHER, YOURULZ AND ITS PARENTS, SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, WITHOUT LIMITATION, NONINFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND TITLE.

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES AND THE MATERIALS CONTAINED HEREIN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THESE TERMS, YOURULZ INC. AND ITS AFFILIATED COMPANIES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND OTHER REPRESENTATIVES (COLLECTIVELY, “YOURULZ") EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND PERTAINING TO THE SERVICES AND THE MATERIALS HEREIN, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUAL